1) Inflation Purchasing Power

Cash on Hand ($): Amount of cash you have in hand. Inflation Rate (%): Annual inflation rate (default is 6%). Calculate

2) Future Investments

Annual Gross Income ($): Your annual income before deductions. Current Annual Savings/Investments ($): Amount you currently invest or save annually. Ideal % of Income to Save/Invest: Typically 20% is recommended. Expected Annual Return (%): Estimated annual return (e.g., 10%). Time Horizon (Years): How many years until you need these funds. Calculate

3) Debt Payoff

Debt Balance ($): Enter your total debt balance. Annual Interest Rate (%): Annual interest rate applied to your debt. Minimum Monthly Payment ($): Your minimum monthly payment. Extra Monthly Payment If Optimized ($): Extra amount you could pay each month. Calculate

4) Advisor/Investment Fees

Monthly Contribution ($): Amount invested each month. Expected Annual Return (%): Expected return on your investments. Annual Fee (%): Fee percentage deducted annually. Time Horizon (Years): Investment duration in years. Calculate